How to File a UCC-1 Financing Statement

*If you would like to read the walkthrough, you can download and print a .pdf here

 

            

  

The UCC-1 financing statement is not overly complex, and it does not impact one’s daily life. You will not have anyone come knocking at your door or benefits removed from you for filing one. The UCC-1 is an asset protector; a notice of commercial lien. After filing one, the sky is the limit as to how far you would like to go with enforcing your rights. The financing statement asserts your claim to your STRAWMAN’s property, including the trade-name itself (making it your copyright property).

You will need:

  • Your original birth certificate number. This MUST be the original one.
  • A word processor like Microsoft Word or Apple’s Pages.

There are three elements to the UCC1 Financing Statement:

  1. The Secured Party
  2. The Debtor
  3. The Collateral

(1.) The Secured Party is always you as the flesh-and-blood man/woman. Our birth certificate bonds are backed by our labour. We distinguish ourselves by writing our name in uppercase-lowercase (John Adam Doe), as opposed to all capital letters, which in civil law, is known as capitis diminutio.

(2.) The STRAWMAN is distinguished by all capital letters.  The UCC1 is being filed against the CESTUI QUE VIE TRUST (which is what the STRAWMAN is) of the individual it was created for.

(3.) By writing the legal name (last name) of the individual before “CESTUI QUE VIE TRUST,” and correlating the birth certificate (bond) number to the trust, we place the lien on the entire trust and everything it owns ( which is everything we choose to register, such as our cars, homes, guns, etc.), defined in detail in a Security Agreement, which is listed in the collateral section of the UCC1. You will then have priority lien on all of the Debtors assets and position yourself to be the Creditor of the account, as long as you know how to enforce it.

*You can find an example of a completed UCC-1 and collateral text below.*

 

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The Secured Party

As mentioned above, the Secured Party is always us as flesh-and-blood men/women. We are the Creditors of the Trust. Through our physical labour, we back the fiat currencies the banks have manufactured for us to use. The Secured Party is also known as “the Creditor,” and is the party which the collateral listed in the UCC1 is secured to.

As the Secured Party, you will fill out the UCC1 in uppercase-lowercase letters (e.g., John Adam Doe). Always omit the post code/zip code by either referencing it in brackets or not including it entirely. As the Creditor, you will accept the Debtors signature in accord with UCC § 1-201 (39) and 3-401.

1-201. General Definitions and Principles of Interpretation.

(39) “Surety” includes a guarantor or other secondary obligor.

3-401. Signature.
(a) A person is not liable on an instrument unless (i) the person signed the instrument, or (ii) the person is represented by an agent or representative who signed the instrument and the signature is binding on the represented person under section 3-402.
(b) A Signature may be made (i) manually or by means of a device or machine, and (ii) by the use of any name, including a trade or assumed name, or by a word, or symbol executed or adopted by a person with present intent to authenticate a writing.

  

The Debtor

The Debtor is also known as “the Borrower”, in this instance, it is the STRAWMAN account. Since the STRAWMAN is a corporation, its name is written in block-letters; all-caps (e.g., JOHN DOE). When filling-out the Debtor section, it is important to include “CESTUI QUE VIE TRUST” after the legal name (e.g., DOE CESTUI QUE VIE TRUST).

  

Collateral 

The term Collateral refers to an asset that a Debtor pledges (i.e., insurance). The UCC1 has a section to list any collateral that has been pledged towards the “loan.”

When filling out the collateral text in the UCC1, there are three points to keep in mind.

(1) The security agreement number is based on the date the UCC1 financing statement is filed. In the example above (“JD-211121-SA”), the filing date is Nov 21, 2021.

(2) Including the phrase "Debtor is a Transmitting Utility", ensures filing of the statement for the entirety of your life. If this is not included in the Financing Statement, the filing will last for Five (5) years, in which case it will have to be filed again. You can also check the box for "Debtor is a Transmitting Utility" in the "Additional Details" section below the Collateral text box.

(3) The birth certificate number is usually located in the top-right corner of the original registration-of-birth document or listed as the certificate number on the birth certificate. In this process, the number MUST be from the original birth registration, as this is the number of each unique CESTUI QUE VIE TRUST.

1-103. Construction of [Uniform Commercial Code] to Promote Its Purposes and Policies; Applicability of Supplemental Principles of Law.
(a) [The Uniform Commercial Code] must be liberally construed and applied to promote its underlying purposes and policies, which are:
(1) to simplify, clarify, and modernize the law governing commercial transactions;
(2) to permit the continued expansion of commercial practices through custom, usage, and agreement of parties; and
(3) to make uniform the law among the various jurisdictions.

(b) Unless displaced by the particular provisions of [the Uniform Commercial Code], the principles of law and equity, including the law merchant, and the law relative to capacity to contract, principal and agent, estoppel, fraud, misrepresentation, duress, coercion, mistake, bankruptcy, and other validating or invalidating cause supplement its provisions.

1-104.Construction Against Implied Repeal.
[The Uniform Commercial Code] being a general act intended as a unified coverage of its subject matter, no part of it shall be deemed to be impliedly repealed by subsequent legislation if such construction can reasonably be avoided.

 

            

 

Step-By-Step

Visit the Washington State online filing office (not D.C.) at dol.wa.gov, and scroll down, focusing on the right side of the page, you will find “Professions,” click on “Uniform Commercial Code (UCC). You will find a link that says “File and search online,” click that.

(1) First, you will need to complete the filer info before completing the UCC1. In the example UCC1 at the end of this section, you will see a box that reads, “SEND ACKNOWLEDGEMENT TO,” this is the filer info. In the example UCC1 below, the postal code is written without brackets because the program won’t allow the use of a bracket in this section. For that reason, it is okay to leave this area completely blank. Once this section is filled out, you can click on “update filer info,” it might say “save” if it is your first time with the program. You will be redirected back to the main menu of the program.

Name: c/o,
Address: 1234 Main Street NW
City: City
State/Province: Select from menu.
Country: Select from menu.
Postal Code: [leave this section blank]

 

(2) Secondly, you will click on “File a Financing Statement.” You will see a form for Debtors and Secured Parties. Beginning with the Debtor section, you can select “Individual” and proceed to fill out the following details:

Surename: DOE CESTUI QUE VIE TRUST
First personal name: JOHN
Additional name(s)/Initial(s): ADAM
Mailing Address: c/o, 1234 MAIN STREET NW
City: CITY
State: Select from menu.
Postal code: [A1B 2C3] or leave blank
Country: Select from menu.

 

Once this section is filled out, you can click on “Save Debtor.” If you are securing a Trust for your child(ren), a spouse, an elderly parent, or someone you have power of attorney over, you can click “Add Another Debtor” and repeat the process with their STRAWMAN TRUST. Please keep in mind that you will need the birth certificate number of the additional Debtors for this process.

(3) Thirdly, you will fill the Secured Party fields. As before, you will select “Individual” and proceed to fill out the fields.

Surename: : Doe.
First personal name: : John-Adam.
Additional name(s)/Initial(s):
Mailing Address: c/o, [1234 Main Street NW] Non-Commercial
City: City
State: Select from menu.
Postal code: [A1B 2C3] or leave blank
Country: Select from menu.

 

After filling out the Secured Party section, click on “Save Secured Party.”

(4) Fourthly, there is the collateral section. Fill this section out with the text provided earlier, replacing the day/month/year and birth certificate number. Below the collateral text box, there is the “Additional Details” and “Miscellaneous” sections. You can select “None” for all of these options. You can also select “Debtor is a Transmitting Utility” if you wish.

 

 

Once you’ve filled everything out, click on “Preview Record” before proceeding. Take your time with this step, there is no rush. If everything checks out, click on “File Initial Financing Statement.” Proceed through the checkout process, and when the UCC1 is filed, you will get an opportunity to view and save/print your UCC1. Print two copies for your records; one for safe-keeping and the other for copies. 

 

Links

  • Filing office Website - dol.wa.gov
  • Financing Statement Practice Link - .pdf 

 

Collateral Text 

! CHANGE THE TEXT IN RED WITH YOUR DATA !

 

-START OF COLLATERAL TEXT-

All of Debtors assets, land, and personal property, and all of Debtors interest in said assets, land and personal property, now owned and hereafter acquired, now existing and hereafter arising and wherever located, described fully in security agreement No. JD-211121-SA dated Twenty First day of the Eleventh month in the year of our Lord Two Thousand and Twenty-One. Inquiring parties may consult directly with the Debtor ascertaining in detail, the financial relationship and contractual obligations associated with this commercial transaction, identified in security agreement reference above. Adjustment of this filing is in accord with House Joint Resolution of June 5th 1933 and UCC 1-103 and 1-104. Secured Party accepts Debtor signature in accord with UCC 1-201(39), 3-401. Birth Certificate Number – 000/000-000 000. Debtor is a Transmitting Utility.

-END OF COLLATERAL TEXT-

 

            

  

Example

 View full .pdf here.

*": John-Adam: Doe" and "JOHN ADAM DOE" are fictional entities used for example purposes.